Master broker Clever Lending has added Mansfield Building Society to its panel of first charge lenders.
Mansfield offers complex prime mortgage products including 2-year discounts starting from 3.44% variable with no early repayment charge.
The building society assesses applications on an individual basis with no automated credit scoring.
Sam Kirtikar, managing director of Clever Lending, said: “We now have another lender which believes in individual underwriting and assessment of a client’s situation and circumstances.
“The Mansfield has a proven track record of offering a pragmatic, manual underwriting approach which fits in perfectly with our lender model.
“We are noticing more and more brokers contacting us with cases that have been declined by the high street lender’s credit score decisioning systems.
“It’s therefore good to see lenders come to market having thought about criteria gaps and providing solutions for clients where technically the computer says no!”
Mansfield offers loans up to £300,000 at 80% LTV or £400,000 at 70% LTV, with an option for remortgage clients to use the society’s nominated legal adviser.
Steve Walton, national development manager at Mansfield Building Society, said: “Our approach at Mansfield Building Society is built on treating each client as an individual, which means our underwriters take the trouble to assess applications in a way that gives a common sense view of a customer’s circumstances.
“Clever Lending’s culture and drive to support advisers is very much aligned to our own.”