Master broker Promise Solutions has added West One to its sourcing platform for its second charge mortgage proposition.

Promise’s brokers now have access to West One’s seconds products.

Steve Walker (pictured), managing director of Promise, said: “The test phase and loan completions so far have made it clear that West One will help brokers to place more cases and at better rates.

“We have been delighted at the service we have received from the West One team and surprised by the amount of business going their way.

“From first glance at the criteria it isn’t obvious where West One will fit in to the panel.

“However the products have been designed cleverly to suit customers with a variety of circumstances and an experienced underwriter will identify more business for West One than they might expect, in some cases beating other lenders by 2%.”

Walker went on to say he will encourage brokers to take a fresh look at second charge cases which are declined.

Promise’s sourcing platform can underwrite West One quotes by factoring in CCJ’s, arrears and defaults.

Marie Grundy, sales director at West One, said: “Launching our second charge proposition is an exciting milestone in the development of our long-term lending, and it’s exciting to see this now rolled out and put into practice.

“This is especially the case when we are able to partner with firms like Promise, who have in-depth knowledge and expertise of the second charge market place.

“Our proposition is built upon West One’s solid reputation for taking time to understand individual borrowers’ needs, meaning we can cater for those who require a bespoke approach to lending. Every case is different, and we’re proud to be able to help borrowers of all shapes and sizes.”